First Louisiana Bank
At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and
potentially embarrassing experience.

At First Louisiana Bank, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a
check is returned.

That’s why we provide “No Bounce Advantage”, a special overdraft privilege service for First Louisiana Bank’s checking customers.
No Bounce

How does No Bounce Advantage work?*
As long as you maintain your account in good standing, First Louisiana Bank may honor overdrafts up to the No Bounce Advantage limit on your account. Whether your overdraft will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or you are not making regular deposits, or have too many overdrafts. To ensure you don't exceed your limit if you use No Bounce Advantage, please note that the amount of the overdraft plus our standard NSF fee of $30 for each item will be deducted from your overdraft limit. No interest will be charged on the overdraft balance.

LIMITATIONS: No Bounce Advantage is a non-contractual courtesy that is available to individually/jointly owned accounts in good standing for personal or household use. First Louisiana Bank reserves the right to limit participation to one account per household and to discontinue this service without prior notice.

*Please refer to the customer policy in the brochure below for additional details.


The advantage of Overdraft Privilege!
Click here to download a brochure about our overdraft privilege.